• Welcome to Mainstay Capital Management

    Welcome to Mainstay Capital Management

    We are an independent, fee-only, Registered Investment Advisor. With our staff of Senior Wealth Advisors,
    we can offer advice and comprehensive solutions for all of your financial planning needs.

    SCHEDULE A MEETING

  • When Your Investments Demand  Professional Management

    When Your Investments Demand Professional Management

    Mainstay Capital Management can bring you the peace of mind that comes with knowing you have planned prudently for your future.

    SCHEDULE A MEETING

  • Mainstay Compass™

    Mainstay Compass™

    Together, we can create a plan to get you on the right path towards and through retirement.

    SCHEDULE A MEETING

  • Investment Management Solutions

    Investment Management Solutions

    Our team will manage your investment portfolio consistent with your personal retirement plan.

    SCHEDULE A MEETING

  • Individual 401(k), 457, and 403(b)  Account Management

    Individual 401(k), 457, and 403(b) Account Management

    We specialize in the management of individual 401(k), 457, and 403(b) accounts for employees and retirees.

    SCHEDULE A MEETING

What is changing in the Delphi SRSP and PSP 401(k) Plans?

Effective March 23, 2011, 4 pm (EST), the Promark Income Fund investment option will be terminated and all existing balances in and all future contributions allocated to the Promark Income Fund will be placed into the new PIMCO Interest Income Fund.

Why is the Promark Income Fund being eliminated as an option in the Delphi Plan investment menu?

For Delphi Plan participants, the Promark Income Fund is being managed by General Motors Asset Management (GMAM). As of November 2010, with the change in investment consultant from GMAM to NEPC, LLC, the Delphi Plan became a “non-affiliated” client of GMAM. GMAM has now determined that it will no longer offer the Promark Income Fund to non-affiliated plan sponsors and their plan participants.

What is the replacement fund and what is the expected return as compared to the Promark Income Fund?

The Promark Income Fund is being replaced with the PIMCO Interest Income Fund. The two funds have a different investment focus. Promark Income Fund is a type of investment known as a stable value fund, investing in a variety of fixed income investments with a duration of approximately 2.7 years, combined with certain types of insurance contracts, plus a specified rate of return. Due to the financial market downturn, the establishment of these types of stable value funds has been severely restricted. The PIMCO Interest Income Fund is different from the stable value fund strategy in that it invests in shorter term securities that normally generate lower returns in exchange for lower risk. It is expected to provide liquidity, low price volatility, and current income. The result will be a daily yield which is expected to provide current income in excess of money market returns but to a lesser degree than an investment option with a focus on longer maturity assets, such as the Promark Income Fund.

What can I do if I do not want my existing investments or my future contributions placed into the PIMCO Interest Income Fund?

You can request an exchange or modify your investment elections up until 4 pm (EST), March 23, 2011 to other fund options with your SRSP or PSP. If you need assistance in making an exchange, modifying your investment election, or have any questions regarding the other fund options in your Delphi 401(k), contact Mainstay Capital Management toll-free at (866)444-6246. We are always happy to assist.

Are there any penalties or fees to exchange into or out of the PIMCO Interest Income Fund?

No. There are no penalties or fees to transfer balances or new contributions to or from the PIMCO Interest Income Fund.

Where can I get additional information relating to the other investment options available in the Delphi SRSP or PSP and where can I go for assistance with a change in my asset allocation?

Contact Mainstay Capital Management toll-free at (866)444-6246 for assistance or any additional information regarding the other investment options in the Delphi SRSP or PSP.


Mainstay Capital Management

We are an independent, fee-only, Registered Investment Advisor. With our staff of Senior Wealth Advisors,
we can offer advice and comprehensive solutions for all of your financial planning needs.



We Specialize in the Management of Individual 401(k), 457 and 403(b) Accounts for Employees and Retirees
General Motors, Ford, Stellantis (formerly FCA), BorgWarner, Visteon, Rolls-Royce, Allison TransmissionState of Michigan, Among Others

  

  • Americas Top Wealth Advisors 2020
  • Financial Advisor
  • BarronsNEW
  • Forbes Best In State

    Recent Media Appearances

    Bloomberg

    David Kudla, Mainstay Capital Management founder and chief executive officer, shares his market and economic outlook

    CNN

    David Kudla, CEO of Mainstay Capital Management, joined Paula Newton on CNN at the New York Stock Exchange to discuss U.S. stocks, the Fed, and the tech sector.

    FOX Business

    Mainstay Capital Management CEO David Kudla joined Charles Payne on Fox Business to discuss the markets, inflation, and the Fed.

    CNBC

    CNBC’s Steve Liesman interviews Federal Reserve President Charles Evans live from the ENGAGE Undergraduate Investment Conference.

    Full Ranking Disclosure

    Form ADV Part 2A Brochure 

    ADV Part 3 Form CRS

     

     

     

     

    DISCLOSURE INFORMATION - RANKINGS AND AWARDS

    Barron's Magazine - Top 100 Independent Wealth Advisors

    According to Barron’s: The rankings are based on data provided by individual advisors and their firms. Advisor data is confirmed via regulatory databases, cross‐checks with securities firms and conversations with individual advisors. The formula Barron’s uses to rank advisors is proprietary. It has three major components: assets managed, revenue produced and quality of practice. Investment returns are not a component of the rankings because an advisor’s returns are dictated largely by the risk tolerance of clients. The quality of practice component includes an evaluation of each advisor’s regulatory record. The data is based on one fiscal year (7/1/22 - 6/30/23) and appeared in Barron’s on 9/18/23.

     

    Forbes - America's Top Wealth Advisors 

    Forbes ranking of America’s Top Wealth Advisors was developed by SHOOK Research and is based on in-person, virtual and telephone due diligence meetings and a ranking algorithm that includes: a measure of best practices, client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC. Data provided by SHOOK® Research, LLC. America’s Top Wealth Advisors data as of 6/30/22 and appeared in the 2023 April/May issue of Forbes Magazine.

     

    ForbesBest-In-State Wealth Advisors

    Forbes ranking of Best-in-State Wealth Advisors was developed by SHOOK Research and is based on in-person, virtual, and telephone due diligence meetings to measure best practices; also considered are: client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC. America’s Top Wealth Advisors data as of 6/30/22 and appeared in the 2023 April/May issue of Forbes Magazine.

     

    Financial Planning - Top 150 Fee-Only RIA Firms

    Mainstay Capital Management, LLC (“Mainstay”) was named among the “Top 150 Fee-Only RIA Firms” by Financial Planning (“FP”) in 2023. FP’s 2023 ranking of registered investment advisers was compiled by compliance firm Comply. Mainstay is not affiliated with Financial Planning or Comply. SEC Form ADV filings as of July 2023 were used to list the largest companies using a six-part criteria that included the following: (1) firms must have zero registered representatives of a broker-dealer, (2) at least 50% of the firm's clients must be individuals or high net worth individuals, (3) firms must not list commissions as a compensation arrangement, (4) firms must have more than zero financial planning clients, (5) firms must not list commission-taking businesses in "other business activities", and (6) firms cannot be affiliated under common ownership with commission-taking businesses. Neither FP nor Comply have disclosed how many firms were evaluated to formulate the list. There was no direct compensation provided to be nominated for this award. The “RIA Leaders 2023: Top 150 Fee-Only RIA Firms” appeared on Financial Planning online on 11/22/23.