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  • Welcome to Mainstay Capital Management

    Welcome to Mainstay Capital Management

    We are an independent, fee-only, Registered Investment Advisor. As a fiduciary to our clients,
    we offer truly objective investment advice with only your best interests in mind.

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  • When Your Investments Demand  Professional Management

    When Your Investments Demand Professional Management

    Mainstay Capital Management can bring you the peace of mind that comes with knowing you have planned prudently for your future.

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  • Mainstay Compass™

    Mainstay Compass™

    Together, we can create a plan to get you on the right path towards and through retirement.

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  • Investment Management Solutions

    Investment Management Solutions

    Our team will manage your investment portfolio consistent with your personal retirement plan.

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  • Individual 401(k), 457, and 403(b)  Account Management

    Individual 401(k), 457, and 403(b) Account Management

    We specialize in the management of individual 401(k), 457, and 403(b) accounts for employees and retirees.

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  • Client Service Built on Trust

    Client Service Built on Trust

    With our staff of Certified Financial PlannersTM and Chartered Retirement Planning CounselorsSM,
    we can offer advice and comprehensive solutions for all of your financial planning needs.

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Ford is offering a Special Incentive Program (SIP) to certain Ford salary employees. What makes the SIP a more generous offer by the company, based on historical packages, is the “Severance Benefit” for years of service. The “Reemployment Assistance” program is also worthwhile to those younger employees who choose to separate but are not yet ready for full retirement.

For those evaluating a buyout offer, there are important factors to consider:

  • Am I prepared financially to retire?
  • Should I consider the pension lump sum?
  • Have I developed a comprehensive Financial Plan?
  • How will the SIP offer impact my retirement decision?
  • Are my investments allocated appropriately for this important life event?
  • What should I do with the assets in my SSIP when I retire?
  • Are there investment products or strategies I should avoid?

Mainstay Capital Management is a fee-only, independent investment advisor that provides portfolio management and retirement planning services as well as counsels hundreds of Ford employees on buyout offers. We can provide a comprehensive Retirement Income Analysis, help evaluate "what-if" scenarios, and assist in making informed decisions concerning any buyout offer.

Call Mainstay Capital Management toll-free at 1‑866‑444‑6246 to discuss your personal situation with a Certified Financial PlannerTM.

Ford Motor Company has announced the transition of a new benefits administrator from ACS to Alight Solutions, along with the unveiling of a new health and retirement benefits website. Implementation will begin on January 2, 2019.

 

We wanted to make you aware of several key points involving the transition and offer our assistance:

 

  • Your action is required to establish new login and security access for your Ford SSIP or TESPHE account. Are you aware of the details specific to your situation? 
  • Importantly, a blackout period during the transition will take place in which you will be unable to access any of your benefit information. Is your Ford 401(k) portfolio allocated appropriately for the duration of this blackout? 
  • FRP (Ford Retirement Plan) accounts will merge into the Ford SSIP. How will this impact your overall portfolio?

We are offering our assistance during this transition.

 

To discuss these changes with a Certified Financial PlannerTM to the Ford 401(k) plan and how this may impact your current portfolio allocation, do not hesitate to contact us toll-free at 1-866-444-6246.

 

Ford Motor Company is changing the names and/or fees in two of the Vanguard funds available in the Ford Retirement Plan (FRP), Savings and Stock Investment Plan (SSIP), and the Tax-Efficient Savings Plan for Hourly Employees (TESPHE).

These Vanguard funds are not changing their investment objective, strategies, or holdings. However, the new funds are collective trusts, not mutual funds. All balances in and investment elections to the current funds will be transferred to the new funds as of the close of business on September 27, 2016.

To discuss the new investment options or how these changes may impact your investment allocation, contact us toll-free at 1-866-444-6246.

*A resolution has been put in place to eliminate the reallocation error.

Ford plan participants attempting to place trades in the Ford TESPHE (Tax Efficient Savings Plan for Hourly Employees) account since December 30, 2016, may have received an ALERT which prohibits making a fund reallocation.

The ALERT is due to an error which is occurring as a result of a Fidelity fund change within the Plan at the end of the year.

Mainstay has brought this issue to the attention of the Ford Compensation and Benefits Office and is working with them towards a resolution.

Please do not hesitate to contact Mainstay toll-free at 1-866-444-6246 with questions regarding this ALERT or for assistance in reallocating your Ford 401(k) portfolio.

Under the 2015 National Negotiations, Ford Motor Company and the UAW are offering special separation and retirement buyout programs to UAW-represented employees. There are two programs offered, the Special Retirement Incentive (SRI) and the Special Termination of Employment Program (STEP). The decision to accept any separation program requires careful analysis and planning on the part of each employee.

For those evaluating the SRI or STEP, there are important factors to consider:

  • Am I financially ready to go?
  • Have I developed a comprehensive Retirement Income Plan?
  • How will the SRI or STEP impact my retirement plan?
  • Are my investments allocated appropriately for this life event?
  • What should I do with the assets in my TESPHE?

Mainstay Capital Management is a fee-only, independent investment advisor that can provide a comprehensive Retirement Income Analysis, help evaluate "what-if" scenarios, and assist in making informed decisions concerning any buyout offer.

Call Mainstay Capital Management toll-free at 1-866-444-6246 to discuss your personal situation with a Retirement Planning Specialist.

  • Americas Top Wealth Advisors 2020
  • Financial Advisor
  • 2018 Top 100 Barron's
  • Financial Times
  • Financial Planning
    • Americas Top Wealth Advisors 2020
    • Financial Advisor
    • 2018 Top 100 Barron's
    • Financial Times
    • Financial Planning

      Recent Media Appearances

      Bloomberg

      David Kudla, Mainstay Capital Management founder and chief executive officer, discusses Fed policy and how tariffs could change market outlook.

      FOX Business

      Mainstay Capital Management CEO David Kudla joined Maria Bartiromo on Fox Business TV to discuss the economy and where stocks are headed next.

      CNBC

      CNBC’s Steve Liesman interviews Federal Reserve President Charles Evans live from the ENGAGE Undergraduate Investment Conference.