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  • Welcome to Mainstay Capital Management

    Welcome to Mainstay Capital Management

    We are an independent, fee-only, Registered Investment Advisor. As a fiduciary to our clients,
    we offer truly objective investment advice with only your best interests in mind.

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  • When Your Investments Demand  Professional Management

    When Your Investments Demand Professional Management

    Mainstay Capital Management can bring you the peace of mind that comes with knowing you have planned prudently for your future.

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  • Mainstay Compass™

    Mainstay Compass™

    Together, we can create a plan to get you on the right path towards and through retirement.

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  • Investment Management Solutions

    Investment Management Solutions

    Our team will manage your investment portfolio consistent with your personal retirement plan.

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  • Individual 401(k), 457, and 403(b)  Account Management

    Individual 401(k), 457, and 403(b) Account Management

    We specialize in the management of individual 401(k), 457, and 403(b) accounts for employees and retirees.

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  • Client Service Built on Trust

    Client Service Built on Trust

    With our staff of Certified Financial PlannersTM and Chartered Retirement Planning CounselorsSM,
    we can offer advice and comprehensive solutions for all of your financial planning needs.

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Visteon has again announced changes to several investment options in the Visteon Investment Plan (VIP). These new investment options will provide similar investment strategies and risks, but the overall expenses for the investment options will be lower. The Plan had similar changes to several funds in April 2011. These changes are effective as of the close of business on January 30, 2013.

Mainstay Capital Management’s CEO, David Kudla, has spoken and is published on the subject of reducing fees (internal expense ratios) for investment options within 401(k) plans. For further insight read his article penned for Forbes, "Why Investment Choices In Your 401(k) Might Change", or contact Mainstay toll-free at 1-866-444-6246 to discuss the impact these changes may have on your portfolio.

Visteon has announced the Visteon Pension Accelerated Payment Program. This program will offer approximately 10,000 eligible retirees a voluntary lump sum pension benefit payment option. By taking advantage of the lump sum pension payment option, Visteon retirees may reduce many potential pension risks including longevity risk due to inflation, tax risk, and mortality risk. Most importantly it will completely eliminate "PBGC risk" - the risk that monthly pension payments are someday reduced by the Pension Benefit Guaranty Corporation.

Visteon retirees that are being presented with these new pension payment options will have only a short window in which to make their decision. if you are considering the pension lump sum offer, review Mainstay's “Pension Lump Sum Buyout Program” summary and visit our “In The News” section to review recent articles discussing pension lump sum payments. You can also contact Mainstay toll-free at 1-866-444-6246 to discuss your personal situation.

Visteon employees that are not currently contributing to the Visteon Investment Plan (VIP) will be automatically enrolled on January 1, 2012. These participants will be enrolled at a contribution rate of 3% of annual pay. Every January 1st thereafter, this automatic enrollment will take place for all eligible employees that are not contributing. In addition, for those VIP participants that are contributing but at a level less than 6%, Visteon will increase their contribution rate by 1% each January 1st until they reach the 6% level. This is to encourage all VIP participants to take full advantage of the company match. Participants will have the opportunity to opt out of both the automatic enrollment and the contribution increase each year.

Mainstay recommends all VIP participants contribute a minimum of 6% to maximize the company match. Call Mainstay Capital Management toll-free at 1-866-444-6246 to discuss these changes or your personal situation with one of our Certified Financial PlannersTM.

Visteon has announced that they will “freeze” the Visteon Pension Plan (VPP) effective December 31, 2011. As of this date, no further cash balance pay credits will be earned and an employee’s base pay as of December 31, 2011 will be used to calculate their pension payment. In conjunction with the VPP freeze, Visteon also announced an increase in the company match to the Visteon Investment Plan (VIP). Effective January 1, 2012, Visteon will match 100% of employee contributions up to 6% of base pay. Previously, the match was 25% of employee contributions up to 6% of base pay.

Visteon has announced changes to several investment options in the Visteon Investment Plan (VIP). The new investment options will provide similar investment strategies and risks, but the overall expenses for the investment options will be lower. These changes are effective as of the close of business on April 20, 2011. Mainstay Capital Management’s CEO, David Kudla, has spoken and is published on the subject of reducing fees (internal expense ratios) for investment options within 401(k) plans. For further insight read his article penned for Forbes, "Why Investment Choices In Your 401(k) Might Change", or contact Mainstay toll-free at 1-866-444-6246 to discuss the impact these changes may have on your portfolio.

  • Americas Top Wealth Advisors 2020
  • Financial Advisor
  • 2018 Top 100 Barron's
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  • Financial Planning
    • Americas Top Wealth Advisors 2020
    • Financial Advisor
    • 2018 Top 100 Barron's
    • Financial Times
    • Financial Planning

      Recent Media Appearances

      Bloomberg

      David Kudla, Mainstay Capital Management founder and chief executive officer, discusses Fed policy and how tariffs could change market outlook.

      FOX Business

      Mainstay Capital Management CEO David Kudla joined Maria Bartiromo on Fox Business TV to discuss the economy and where stocks are headed next.

      CNBC

      CNBC’s Steve Liesman interviews Federal Reserve President Charles Evans live from the ENGAGE Undergraduate Investment Conference.