Effective December 31, 2015 FCA will discontinue contributions to the Employee Managed Retirement Plan (EMRP). In lieu of these contributions, beginning January 1, 2016 FCA will make an automatic contribution to the 401(k) and set up a company match.The automatic contribution will be 3% of the annual base salary. The match will be $.50 on each dollar contributed, up to 10% of your base pay, for a maximum 5% company match.

To maximize the company match, FCA employees will need to contribute 10% of their base salary into the 401(k). If you have questions about these changes or how they will impact your retirement plan, contact Mainstay Capital Management toll-free at 1 866 444 6246.