Many retirement savings plans, including the Int’l UAW, have moved to using institutional funds in place of retail mutual funds. In doing so the plan architects are moving to investment options with lower internal operating expenses. The institutional funds do not have the marketing costs associated with retail mutual funds that are ultimately passed along to the shareholders in the form of fund management expenses. The problem with institutional funds, however, is the lack of publicly available information about the funds that is so readily available for retail mutual funds through the fund family’s website or other data retrieval services. This is one of the drawbacks to institutional funds as investment options in the Int’l UAW plan. Because of the lack of publicly available information, the institutional funds within the plan are not detailed in our Fund Tables.